Investor Round-Up With Your Fintech Insider Lens
Kayla, creator of Your Fintech Insider Lens, shares her long-term, fundamentals-first investment style, focusing on broad-market ETFs, financial literacy, economic shifts, and wealth-building.
I am interviewing Kayla from Your Fintech Insider Lens.
Every investor has their own way to build their wealth by investing.
The goal for this interview series is to share lessons from investors so you can build an investment style that works best for you.
We are going to learn from Kayla’s journey.
Let’s get started.
Kayla, can you tell us a little about yourself?
I’m Kayla, the creator behind Your Fintech Insider and the Your Fintech Insider Lens newsletter.
I break down finance and tech in a way that makes sense—no jargon, no fluff, just straight-to-the-point insights that help people navigate personal finance, investing, and taxes. As an accounting major (college student) and former fintech marketer, I’ve seen how wealth is built (and lost), and my mission is to make financial literacy accessible, engaging, and bite-sized for my audience.
The PIMM Trader is packed with stock ideas and charts to help you plan your next trade and grow your wealth!
Tell us about your publication?
Your Fintech Insider Lens delivers sharp, no-BS insights into finance, tech, and long-term investing.
Whether it’s how to open a ROTH IRA, enrolling in a 401(k) with your job, breaking down ETF trends, analyzing the latest Fed decisions, or tax hacks, I make sure my readers stay informed without being overwhelmed.
We focus on financial literacy, economic shifts, and wealth-building strategies, all through a no-nonsense, high-value lens.
Can you describe your investment style?
I take a long-term, fundamentals-first approach. My core investments are in broad-market ETFs like VOO, which provides exposure to both S&P 500 giants and the biggest Nasdaq innovators, and Bitcoin, a decentralized asset solving real-world financial inefficiencies. I focus on assets that stand the test of time, whether through steady market growth (VOO) or technological disruption (Bitcoin).
The PIMM Trader is packed with stock ideas and charts to help you plan your next trade and grow your wealth!
How do you find the investments you want to invest in?
I look for durable, high-conviction assets. With VOO, I get exposure to the strongest public companies in the U.S., benefiting from economic growth over decades. With Bitcoin, I see a store of value that solves inefficiencies in traditional finance and global payments. I look at big-picture trends, company profits, and how much an investment is growing over time before deciding where to put my money.
How do you reduce your risk?
I mitigate risk by staying diversified and sticking to proven winners. VOO ensures exposure to top-performing companies while spreading risk across 500+ stocks. Bitcoin has volatility, but I mitigate it by holding for the long run and focusing on its growing adoption as digital property. Dollar-cost averaging (DCA) smooths out market fluctuations and prevents emotional decision-making.
The PIMM Trader is packed with stock ideas and charts to help you plan your next trade and grow your wealth!
When do you sell?
I hold VOO and Bitcoin with a long-term mindset, but I sell when: The fundamentals change—If an asset stops performing or its long-term potential weakens. It’s significantly overvalued—If a temporary market bubble forms, I may take partial profits. I need to rebalance—If another opportunity presents stronger long-term potential.
What is your most memorable investment whether good or bad?
Good: Investing in Bitcoin early and watching it become a globally recognized asset. The long-term thesis of Bitcoin as digital property keeps proving itself.
Bad: Not buying more Bitcoin when institutional adoption started taking off. Lesson learned? Long-term conviction pays off.
The PIMM Trader is packed with stock ideas and charts to help you plan your next trade and grow your wealth!
What advice would you give your younger self?
Don’t overcomplicate investing—stick to what works. Time in the market beats timing the market. Start investing early, even if it’s just a little. Own the best assets for the long haul. VOO is a steady wealth builder, and Bitcoin is a game-changer in finance. Learn taxes early. Tax-efficient investing keeps more money in your pocket.
Before You Go
Thanks to
doing the interview. If you liked the interview, please consider giving the post a like and subscribing to Your Fintech Insider Lens.I’d love to have you as a guest on the Investor Round-Up! Just send me a message and I’ll be happy to feature you.
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Disclaimer: The author of this post is not a financial advisor. The views of the guest do not represent the views of The PIMM Trader or its affiliates. The information provided herein is not financial advice and should not be construed as such. This content is intended solely for educational purposes and should not be used as a basis for any financial decision-making. Investing involves risk, including the potential loss of your invested capital. Only invest what you are willing and able to lose.
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